Xm withdrawal problems

This company is a scam , they use a few web page in face book to get people to invest.

Huge forex bonuses

XM Withdrawal Problems | XM Download, xm withdrawal problems.

Even if your account is verified they will not return your money. XM continues making its philanthropic contributions to support the fierce fight against the novel coronavirus pandemic. XM fulfills its pledge to continue supporting local communities [..]

XM withdrawal problems | XM download

Xm forex withdrawal problems

This company is a scam , they use a few web page in face book to get people to invest. Even if your account is verified they will not return your money.

XM forex broker reviews and comments 2020 about on

You can access our trading signals under the menu tab trading signals in our members area. In order to download the trading signals, you need to have a validated trading account.

My withdrawal from XM | forex peace army - your forex

You are more than welcome to visit our office at any time. We kindly ask you to inform us in advance with a date and time and your personal account manager will be waiting to welcome you. Our company HQ is in limassol, cyprus. Our company’s full address and contact details can be found here.

XM review, withdrawal? | forex forum - earnforex

Our clients can choose to trade forex and cfds on stock indices, commodities, stocks, metals and energies from the same trading account. With a wide range of trading instruments available from a single multi asset platform XM makes trading easier and efficient.

XM minimum & maximum deposits / withdrawals

B) requests which could cause the margin level to drop below 955% will not be accepted during weekends, from friday 78:55 to monday 56:55 GMT+7 (DST applies).

In order to withdraw funds, your trading account must be validated. This means that first you need to upload your documents in our members area: proof of identity (ID, passport, driving license) and proof of residency (utility bill, telephone/internet/TV bill or bank statement), which include your address and your name and can’t be older than 6 months.

Size does not matter. At XM the client comes first regardless of net capital worth, account type or size of investment. All our clients receive the same quality services, the same execution, and the same level of support. XM was founded on these values, and that will not change.

All withdrawal requests will be completed within 79 working hours however all withdrawal requests submitted will be instantly reflected in the clients’ trading account as pending withdrawals. In case a client selects an incorrect withdrawal method, the clients’ request will be processed according to the withdrawal priority procedure described above. All client withdrawal requests shall be processed in the currency in which the deposit was originally made. Should the deposit currency differ from the transfer currency, the transfer amount will be converted by XM into the transfer currency at the prevailing exchange rate.

Trading point of financial instruments ltd is regulated by the cyprus securities and exchange commission (cysec) under the license number 675/65, and registered with FCA (FSA, UK), under the reference no. 588879. Trading point of financial instruments ltd operates in accordance with the markets in financial instruments directive (mifid).

In order to protect all parties against fraud and minimise the possibility of money laundering and/or terrorist financing, XM will only process withdrawal/refunds back to the source of the original deposit according to the withdrawal priority procedure below:

The profit calculation is as follows:
(close price-open price)*lots*contract size
the lot size on every CFD differs. Please read more information here.

Stay away from XM! I am a profitable trader and today 95% of my trades were in profit and i had enough free margin. Suddenly my free margin shot in negative but my account was $95 profit on $65 capital so i go on website and see my free margin was changed to 6:655 from 6:888 with no notice and then trades started closing at 66pm when spread increased. Real scammer and you will never succeed with them! Please take my advise and stay far away from XM

XM continues making its philanthropic contributions to support the fierce fight against the novel coronavirus pandemic. XM fulfills its pledge to continue supporting local communities [..]

There is no maximum amount you can trade online, but there is a maximum number of 55 standard lots you can trade online at streaming prices for STANDARD accounts and 655 micro lots for MICRO accounts. The maximum number of positions open at the same time, and for all account types, is 755.

Reviews about XM might be of good service to the new forex traders who are yet hesitating which forex broker to opt for. The information featured in this section is judgmental and cannot be taken as an instruction manual however, it is definitely useful and can help you understand if the broker matches your personal criteria. The topics of reviews can be very different it is not prohibited to express an opinion on any forex trading issue. At that we expect our site visitors to be of decent conduct and to follow the moral standards.

This also applies to all credit/debit card deposits. For deposits/withdrawals via international bank wire transfer, XM covers all transfer fees imposed by our banks, with the exception of deposits amounting to less than 755 USD (or equivalent denomination).

By clicking the "start chat" button, you agree for your personal data provided via live chat to be processed by XM, as per the company's privacy policy , which serves the purpose of you receiving assistance from our customer support department.

Yes, this is possible. You can request an internal transfer between two trading accounts, but only if both accounts have been opened under your name and if both trading accounts have been validated. If the base currency is different, the amount will be converted. Internal transfer can be requested in the members area , and it is instantly processed.

Guys I want to thank you keep it up with good works, deposit and withdrawals are fast I am enjoying to be part of xm. I love you keep up nd I'm giving you 5 stars

XM review

XM review broker. XM.Com provides the entire suite of metatrader platforms and competitive pricing for forex and over 350 CFD instruments, including on cryptocurrencies, through its regulated entities in the EU and australia. Founded in 2009, XM.Com provides traders with the full metatrader platform suite by metaquotes software corporation. XM.Com has evolved into an online multi-asset broker offering over 400 instruments, including 57 currency pairs and 356 cfds. Five cfds on cryptocurrencies are also offered covering bitcoin, dash, ethereum, litecoin, and ripple.

XM is the next-generation broker for online forex and commodity trading, offering a wide array of progressive features for trading forex, stocks cfds, commodities cfds, equity indices cfds, precious metals cfds, energies cfds, and cryptocurrencies cfds. What makes XM outstanding is that there are no re-quotes or rejections of trading orders, no hidden fees or commissions, and 99.35% of orders get executed in less than 1 second.

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Trust score

Trading with a forex broker traders can trust is crucial to success. Unfortunately, forex fraud and scams are common in the industry.

Here at forexbrokers.Com, we maintain the largest independent regulatory database available on the web. Using 28 different variables, we have created a proprietary 1-100 score (the higher the better) of overall trustworthiness, which we call the trust score. Here is our trust summary of XM.

XM
trust score	71
year founded	2009
publicly-traded company (listed)	no
regulated in major hub	yes
regulated in emerging hub	yes
authorised in the european union	yes
CFTC registered (USA)	no
FCA regulated (UK)	yes
IIROC authorised (canada)	no
FINMA authorised (switzerland)	no
ASIC authorised (australia)	yes
SFC authorised (hong kong)	no
MAS authorised (singapore)	no
FSA authorised (japan)	no
FMA authorised (new zealand)	no
cysec authorised (cyprus)

Features

XM group offers 1:30 leverage in the industry. Over 60 currency pairs and over 100 financial instruments can be traded both online and by phone on 8 advanced trading platforms. Besides, there are no upper limits to deposits.

Beginner and seasoned traders can equally benefit from superior services and from exactly the same trading conditions, whether they open a real or a demo account. Registration is currently available in 17 languages, and trading can be started with a min. Deposit of USD5 on multiple forex accounts, or on non-expiring demo accounts funded with USD100,000 virtual currency. Clients can benefit from tight spreads as low as 0 pip on the major currency pairs.

Clients can choose from three forex account types with custom-tailored conditions and base currency options for USD, EUR, GBP, JPY, CHF,‎ AUD, HUF, PLN, RUB, SGD, ZAR: MICRO account (1 micro lot = 1,000 units of the base currency), STANDARD account (1 standard lot is 100,000 units of the base currency), and XM ZERO account (1 standard lot is 100,000 units of the base currency).

With generally tight spreads on over 60 currency pairs and spread as low as 1 for micro and standard account types and spread as low as 0 for XM zero account type, XM also provides fractional pip pricing so that clients can trade with tighter spreads and benefit from the most accurate quoting possible.

Commissions & fees

The commissions and fees at XM depend on the type of account. There are three to choose from, including the commission-free micro and standard accounts, and the commission-based XM zero account.

For example, in the XM zero account, average spreads on the EUR/USD were listed as 0.1 pips (not including commission), compared to the commission-free standard and micro account, which had average spreads of 1.7 pips for the same pairs.

Even after including the USD $5 per side commission ($10 per round turn), and average spreads of 0.1 pips on the EUR/USD, the all-in cost to trade is 1.1 pips (0.1 spread + 1.0 RT commission), making the XM zero account the firm’s most competitively priced offering.

It is worth noting that XM acts as the sole dealer (principal) in all trades it executes and offers no re-quoting across all its account types in terms of the execution method as a market-maker/dealer. This allows it to offer lower spreads during certain market conditions. Accordingly, both account options are useful, depending on clients’ needs.

XM platform

Both demo and real account XM clients can trade on as many as 8 trading platforms that support the market, limit, stop, and trailing orders, and directly accessible from 1 account. This speeds up trading operations and gives traders great flexibility to trade from anywhere and at any time with ease. At XM the multi-award winning platform metatrader 4 works with an unlimited number of demo and real accounts, and expert advisors (eas) are also supported.

The available trading software is as follows: MT4 terminal; MT5; MT4 for mac; web trader; iphone trader; ipad trader; droid trader; mobile trader. XM group has multiple account holders with unlimited use of charts and eas.

XM
average spread EUR/USD – standard	1.60
all-in cost EUR/USD – active	1.10
active trader or premium/VIP	no

Deposits and withdrawals

Negative balance protection, the no re-requotes, and no hidden fees or commissions policy, together with the strict and real-time market execution policy rank XM among the most sought-after forex brokers.

Account funding is 100% automatic and processed 24/7, while same-day withdrawals are guaranteed. Clients can choose from various modern payment options in XM withdrawal methods, with a wide geographical coverage: credit cards (VISA, VISA electron, mastercard, switch, solo) bank wire, neteller, moneybookers skrill, etc. The recently introduced local bank transfer option enables investors to fund their accounts through their own local banks (in 58 countries worldwide) and in their local currencies. There are no hidden fees or commissions for funds transfers, and all transfer fees are covered by XM.

XM withdrawal fees

There are no withdrawal fees from XM like most trader reviews, but bank withdrawals under $ 200 come with a $ 15 fee. If your account is inactive after 90 days, you will be charged a fee of $ 5 per month.

It is billed monthly by taking from the account until your balance drops to $ 0, after which the account will be archived.

XM withdrawal problems

There have been several cases of XM withdrawal problems, the first was from a trader who shared a story on the babypips forum, he told of a withdrawal problem that was refused on the grounds of using a third party deposit. Of the possible reasons XM refused to withdraw due to the rules of avoiding money laundering, this was another trader answer. This case occurred in 2013

XM’s second case withdrawal problems posted in 2017 on the forexpeacearmy forum. The trader said that he had made a withdrawal. After 24 hours he received an email that the withdrawal had been processed.

Then he checked his skrill account, but he didn’t receive the funds yet. Then he contacted the broker support, and it said, funds are sometimes available after 72 hours. After waiting for the funds still not available on his skrill account and when he tried to contact customer support again he got no answer.

Analytic

XM’s research offering consists mostly of the content generated by an in-house team of analysts, including daily market recaps and technical and fundamental analysis articles and videos.

The firm also provides six calculators, ranging from its all-in-one calculator to its pip value calculator, which can be useful when traders are planning or researching trading ideas. There is also an economic calendar powered by investing.Com.

In terms of manual trading signals, XM offers its trading signals hub to live account holders where users can access signals across ten instruments generated twice daily.

Meanwhile, trading signals that can be automated are currently limited to the signals market available within the metatrader platform. After XM discontinued its prior social copy-trading offering of tradency’s mirrortrader platform and zulutrade.

In terms of manual trading signals, XM offers its trading signals hub to live account holders where users can access signals across ten instruments generated twice daily.

Beginners’ and customer support

Multilingual personal account managers are at both demo and real account clients’ disposal via live chat, by telephone or email in over 14 languages, assisting them with professional support 24 hours on 5 business days.

Rich forex educational material is at clients’ disposal, with free weekly interactive webinars, as well as with free, uniquely developed MT4, MT5 video tutorials. The multilingual economic calendar, along with forex news and market analysis provided by XM financial experts help clients follow market changes and adapt their trading decisions accordingly

Conclusion

XM review, the staff at XM (tradingpoint) commit to satisfying your every need with integrity, transparency, and the determination to serve you well. The firm has quickly passed through its early development stage, as evidenced by the preponderance of favorable reviews, falling into the “7 out of 10” region of the scale, from satisfied customers on internet review sites. The benefits of choosing this broker are clearly stated on the home page of their website:

Licensed in the EU

Tight spreads from 0 pip

Flexible leverage up to 1:30

The commission given only for XM zero account types

$30 non-deposit bonus up to $5,000(t&c apply)

24 hour support

No re-quotes

Fast and easy withdrawals

Personal account managers

Phone trading

Are you ready to start trading?

XM reviews and comments 2021

They took money without my permission send via BTC to another account that is not belong to me. Choose very carefully your broker, I do not recommend to use XM.

Faruk 24 december, 2020 reply

I made a withdrawal over a week ago and i still haven't received my money in my bank account. But the deposit takes a mater of few seconds to happen. I'm very unhappy with that i can't get money back now. Called the bank and they said no money has been sent to my account from XM. Stay away from this broker. It will end in tears.

Thabanag 24 november, 2020 reply

I wish I came to this review site before I started trading with with those scammers. I was trying to withdraw R1800 today and was told i violated rules. They use people to trade for them and steal their money when we try to make withdrawals.I wanna sue them or something. Why aren't we doing anything about this we all have the same complaints.

XM for me is a genuine broker. First they offer 30$ bonus and trust me this is the best in the industry since they have a very few conditions to meet for profit withdrawls. Second, they dont charge any % for all deposits and withdrawals and moreover the withdrawal are very fast as compared to other brokers. They have a very huge options for CFD tradings. Overall, I have used XM for 5 years now and I am a very happy client. I also use fxpro and hotforex sometimes, they are also better.

Sanjog 24 november, 2020 reply

They will offer you a free $30 no deposit bonus and the account become profitable you will received an email that you violated rules without an explanation. If you asked their chat agent you ended up talking to a robot.

Jess 23 november, 2020 reply

Please read the T&S properly,

Sanjog 24 november, 2020

I got the bonus traded and made $61 profits then the moment I withdrew it I got an email that said I have viloted section b of the terms and conditions of the broker.

Philani 29 november, 2020

I opened a standard account with xm and the spreads for currency pairs are way too high. Then I opened an ultra low account still all I see is fixed spreads but when you review their services they say they offer tight spreads.

Kevin rakuba 12 november, 2020 reply

I haven't recieved my withdrawal, it's been a whole week (7 days) now. XM isn't a trustworthy broker for real. The transaction says "approved" but there is no action that has been made. They're 100% scammers.

Siphiwe 30 october, 2020 reply

Siphiwe, did you finally get your money? Your response is crucial because I want to fund.

Forex gump 15 november, 2020

I withdrew my money and xm decided to terminate my account and took all the profits I made now I have nothing on my platform. Xm is a broker you no longer have to trust.

Sarah 29 october, 2020 reply

I withdrew 2 times, I did not receive my money even today.

Sithembiso 23 october, 2020 reply

Try withdrawal using the "local bank transfer" option, it's works for san bank accounts, you won't regret it.

Pieceofmind 23 november, 2020

XM closes my trades while I'm still making profits.

Pablo 19 october, 2020 reply

I have deposited my money in xm. But in trading sl and tp don't work. They guide to use lots from 0.10 and above no low that. Bad broker ever.

Max 16 october, 2020 reply

Xm didnt't allow me to place more than 2 oders. Stop loss doesnt work, even take profit.

Western 7 october, 2020 reply

Xm closes my winning trades, bad broker, don't trust them.

Rafikie 2 october, 2020 reply

Xm automatically closes all your winning trades, but keeps your losing trades running. Run away from xm.

Manolis 30 september, 2020 reply

Have been currently a xm client for a year now. I am disappointed. With xm I have blew my account for the 10th time but with my other broker I am making profits. When I ask them what's going they say they are not incontrol of the market. I have been losing since i used xm. It looks convinient but its nonsense broker. They manupulate the market. You dont make profit with xm. Can someone please help me report this, am fed up.

Angry client 29 september, 2020 reply

Where are you trading angry client? Which other broker?

Imran 29 september, 2020

Bad broker ever. I have been waiting for my account validations for over 6 days now. But my deposits took less than 5 mins to proceed and again. Their support team takes more than 24 hours to reply your complaint. Do not use that broker!

Bless 23 august, 2020 reply

Never deposit while waiting to be validated you might be declined and you will never get your deposit.

Yamkela 23 september, 2020

XM is most fraud broker I ever seen. I deposited two times but they never add that money for trading. I contact them by mail but they denied that they got payment. My bank told me that payment transfer into their account successfully. I am very upset becouse of this fraud. Don't trust XM.

Deepak sharma 29 july, 2020 reply

Well then you need to ask your bank for the code numbers for investigation and send it to XM to open a investigation that will take only a few days.

Filipe pereira 1 august, 2020

Don't trust the XM. They will never add your money in account. I deposited two times but they denied. Transactions was successful and I sent them statement more than 5 times but they stole my money.

Deepak sharma 29 july, 2020 reply

I've been using xm for years but I haven't encountered any problem with my deposit nor withdrawal.

Lyn 7 september, 2020

Same here! I've been doing the same thing now from half a week. They have no intention of refunding my $500.

Sachin 21 october, 2020

XM is not a good broker at all. Just yesterday I tried to withdraw my profits from the $30 credit and they rejected it. Then later sends an email advising that i have violated the terms and conditions of the bonus "participation of intermediaries/related parties" in the "no deposit trading bonus scheme" is prohibited. If the registration and/or trading data of a participant in the "no deposit trading bonus scheme" corresponds with the registration and/or trading information, including but not limited to the IP address, of another participant in the "no deposit trading bonus scheme", XM reserves the right to regard this matching as a reason for immediate disqualification. Now why is this not mentioned while I'm busy trading? I have asked for proof of violation and nothing. I've never had a bad experience with brokers before. XM takes the cup.

Same thing happened with. I asked them attach proof of the violation that occurred. Cause I've never any information with anyone, how can they proof I did that. They should give proof of how they concluded I shared any kind of information. They keep sending me an automated email saying: dear valued client, we thank you for choosing XM as your trusted broker. Regarding your concern, please have in mind that you received an email from us explaining the status of your account, and we kindly ask you to check that email and to have it in mind for further information. Should you have any further questions, please do not hesitate to contact us. Wishing you a great day and successful trading! This is all they've got say. None of my questions are answered. They are scammers of life this one. Do not trust this broker at all

Miss P 14 october, 2020

Many bad reviews are from ignorant lazy people. I've been with xm for 1.5 years and I prefer it. I withdraw into my bank in 2 days with no issues. I do what i want in my style and no issues. The only thing i dont like is that here in indonesia a lot of forex websites are banned even if well regulated. Even with vpn sometimes takes a few tries to open website, makes you think the broker went down. XM is involved and legit. Be informed and stop whining.

Don't think because you haven't experienced problems yet with xm and now other people's complaints are not legit. Stupid!

Baruch 7 october, 2020

People from different countries are treated in different ways there. May be that's why many are facing these problems.

Sachin 21 october, 2020

I don't know if this broker is a scam, I almost had open account in XM, but after reading lot reviews, a lot people complain about, actual this broker seem kinda popular and genuine trustwith, have a very good webpage and all, it seems 100% legit! If lot people feels scam by this broker, how comes it still legaly and operating after 10 year of existence, kinda strange in my opinion, but I still got my doubts and after reading lot complains about it, and decide not open an account in this broker!

I'm thinking of opening an account. XM should respond to all complaints and be transparent.

Gilbert 3 october, 2020

To those who claim to be happy with XM, why aren't you sharing your methods of withdrawing funds from trading accounts to bank accounts without having issues, which is the most mentioned issue here.

Disappointed trader 22 june, 2020 reply

The problem is not from the broker or the bank who didn't accept the withdrawal, but I talk with them and I got it most of time they don't accept ot just like that from first time.

Ayman 3 november, 2020

Thanks for all the honest reviews, I was about to open an acct in XM, until I read all these bad reviews, I would suggest to report these to the regulatory authorities.

I was recently scammed by XM. I am a first time real account trader and XM was recommended if you want to start off risk free. Ive done my due dilligence but XM was 50/50. I tried withdrawing to my skrill account but i had complications with skrill so i had to cancel. I tried to withdraw again and all my money was gone. I get an email saying things i literally dont understand. Dear valued client, we are contacting you with reference to your account(s) no. 57048994,4875388 (your account(s)) at XM global limited. The trading patterns in your account(s) raise serious concerns regarding the credit bonuses we have granted to your account(s), since these were used for cash-back arbitrage activities. Pursuant to the terms and conditions applicable to our credit bonuses, the following activities are qualified as follows: any form of arbitrage trading. Bonuses claimed by multiple accounts that were registered from the same IP address. Various practices of bonus manipulation. Breach of any points included in our bonus terms and conditions. Any fraudulent activities, disputes or situations that our management considers as fraudulent. Accordingly, we regret to inform you that, in accordance with the terms and conditions, we have decided, with immediate effect to, (i) close your account(s) with trading point, (ii) to nullify all trades carried out in your account(s) with trading point, and (iii) to cancel any and all profits or losses garnered in your account(s) with trading point. Please note that, in accordance with the terms and conditions, our decisions are final and binding on all participants and that, other than the notification set forth herein, there will be no further correspondence on this matter.

Collins echefu 10 june, 2020 reply

When you make profit they will send you emails you won't even understand telling you that your trading raise some concern and they are closing your account and you won't even get your profit only initial money. I will not recommend this broker to anyone.

Thanks for the people giving comments based on their experience. I am looking for some honest broker, and its difficult to find one. Mostly I see all the brokers are cheating someway or another, eiher in spreads, or in charging, or in withdrawals and reluctant to give you back your hard earned money. Can any one suggest good honest broker here plz. Appreciate it.

Imran 29 september, 2020

Xm is one of the best brokers i know. I've been using them since 2015 and i'm a profitable trader. All brokers have stories but xm ena de less drama. I love you xm you made me who i am today.

I'm so disappointed on xm. I requested a withdrawal on 24/09/2020, it's been 2weeks I still have not received the money.

Sibu 7 october, 2020

Xm is a very bad broker, when it comes to withdraws they only give me the money i deposited and leave the profit i made.

Pfanani 23 may, 2020 reply

I made a withdrawal the beginning of april till this day I haven't recieved my money

Customer service is shocking, they refuse documents for account validation then don't tell you why they refuse, you send them a email and then you get a computer generated reply! More then willing to take the deposit but you cant trade or withdrawal until you have validated your account!! I sent the same documents to my offshore bank and they accept but XM. They take 24 hours to reply to one email so make sure it has all the information you require.

Never trade gold with xm. They freeze the price just has you about to go into profit by 6 pips and release when price is back. I did record it live next to another platform of mine. They refuse to give me answers. Bad broker only good for taking your money fast.

I scalp gold on m1 and m5 in illiquid times on xm and besides possible low internet connection, this has not been a problem for me.

XM is the worst broker i've ever experienced. These people claim to be the most legitimate company with so much awards but if you haven't used it yet I advice you with all my heart to stay away from them. First the deposit is one of the most fastest way I've seen & takes only 1 min. But withdraw to give you back your money is another story. I've withdrawn money after talking to them via live chat asking if I can withdraw using alternative methods, they said I can only do that if the money is profit above the initial deposit. Last week I withdrew 2 times but it never used the alternative method but instead they sent me an email saying the money is sent to bank. They claim it takes 2-5 business days. This is the second week complaining about my money with no sign of arrival what soever. When I try to chat them, they try to give me unnecessary reasons just for you to give up on your money. I claimed for my account manager to call me he refused to call at all. Up to this day idk what to do my money disappeared out of nowhere. The most saddest part is that I still have funds on their trading accounts that I truly want to remove from there as fast as possible but I cannot because two withdraws haven't even arrived to my bank yet. XM, you're not doing business in a professional way, you don't want to lose a single penny from your accounts. But guess what? I will not tolerate this, I will not give up claiming for my cash, I'll do whatever necessary wether legal or illegal to get my money. Do not think clients can just give up their money just like that. You'll not rest until you get to do your promises and business right. Once all my funds are out of your hands I'll leave you in peace. I sincerely regret working with you and I advice any other new client to not deposit because once the money is there, the return is almost to impossible. This review is from the bottom of my heart as a client for 1 & half year. My review is clearly below zero.

Manzi emery 27 april, 2020 reply

Guys I want to thank you keep it up with good works, deposit and withdrawals are fast I am enjoying to be part of xm. I love you keep up nd I'm giving you 5 stars

Mfanafuthi ngcobo 26 april, 2020 reply

I have a question rather. Did you get your withdrawal after making profit on the $30 bonus?

Sebenele 17 november, 2020

Forex reviews and information about brokers outspoken by their clients are valuable sources that give the trader an idea whether trading with a certain company is to be profitable or not. Once you are interested in trading with XM and would like to know if the official broker's information and their activity profile correspond to the facts, it is useful to read reviews about XM. These reviews have been written by either former or present-day clients who've described their positive or negative experience of trading with the broker, advantages and disadvantages of this company. All these attestations are different, and if you wish to add your comments, say, about improper client service of a broker or to underline their positive sides, this section is for you.

Reviews about XM might be of good service to the new forex traders who are yet hesitating which forex broker to opt for. The information featured in this section is judgmental and cannot be taken as an instruction manual; however, it is definitely useful and can help you understand if the broker matches your personal criteria. The topics of reviews can be very different; it is not prohibited to express an opinion on any forex trading issue. At that we expect our site visitors to be of decent conduct and to follow the moral standards.

XM group (XM) is a group of regulated online brokers. Trading point of financial instruments ltd was established in 2009 and it is regulated by the cyprus securities and exchange commission (cysec 120/10), trading point of financial instruments pty ltd was established in 2015 and it is regulated by.

XM reviews

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Its a fraud company NOT registered in FCA

Its a fraud company, contact FCA and give them the (FRN: 705428) number shown in the bottom of the xm.Com website and FCA (https://www. Fca. Org. Uk/contact) will tell you xm.Com is not a genuine company and does not appear in FCA record at all. The company which appears in the FCA record is trading point of financial instruments UK limited which has not notified the FCA that xm.Com is part of them. So under these circumstances FCA will tell you xm.Com is not a registered entity in the FCA record. So any dispute with xm.Com will not be dealt by FCA but by action fraud team (https://www. Actionfraud. Police. Uk/). Which makes xm.Com illegal to provide any kind of CFD or trading services to the UK residents. So whoever used xm.Com can contact their bank to freez and dispute the transactions.
The MT4 platform will play against you, as it did against my BUY STOP order. It did execute the order before the price reach to that point. Also my trailing which was supposed to close previous position was not started and my account was drained to zero. I have solid evidence of snapshot which I have taken. Xm.Com is full scammed. Contact FCA in uk and they will tell you xm.Com is not registered and cant use (FRN: 705428) for their illegal services in U.K

Stop loss not reliable

Stop loss not reliable ! Account came to ZERO because position didn’t close when stop loss was hit but faaar below !! Support contacted but they are rude and don’t give a sh.. ! Avoid these robbers

This is really bad trading platform…

This is really bad trading platform they close the deal with their own do not recommend this to anyone

Very poor complaint resolution process

They will take ages to respond if you lodge a complaint. High slippage with gold. Overall a shady broker

The worst of all

The worst of all, they are so rude to thank god I didn't make any transaction with them. They called me and they're asking me for hundreds of documents, cheaters, and fake people never trust this company. They're full of shiz.

When all efforts seems hopeless

When all efforts seems hopeless
when all efforts seems hopeless, i finally got blessed with delgado mary. She kept her promises. I was really skeptical towards her at first but thanks to this great platform it worked out beautifully. She was able to reclaim my money as promised. You can reach her: delgadomary827 at

It is a SCAM with big letters

It is a SCAM with big letters. After 2 weeks i have the following problem, which i will describe in steps.
1) i had some accounts in the past ( one of them had a 19euro deposit with bitcoins)
2) the accounts closed after inactivity and this year i decided to participate again, and rock n roll a bit with the stocks since i enjoy their leverages.
3) i open an account and i place 70 euros inside with DEBIT CARD
4) i win around 58 euros, and i try to take them out. They gave me back the 70 i placed but they told me use another way for the winings.

In this step i need to clarify that they currently have 4 ways of withdrawing. A) card B) bank C) E-wallet D)bitcoin

5) I tried with card and i got a response to try an alternative way. I tried with bank and they sent me an email regarding these 19 euros from the old account and that i had to withdraw another way. I tried with ewallet for the rest of the winnings but they did not let me either if i did not first get these 19 with bitcoin.

6) so, i used my ledger nano S wallet to withdraw my winings and guess what. They did not accept the wallet! After 2 weeks of struggling all i got is: find another wallet this is not valid.

What is not valid? One of the biggest companies securing crypto assets? Come on. So they told me either get another company ( but its my legal right not to trust another company ) or you can not get your funds. This is illegal since their platform has the problem and not the wallet obviously. Stay way. Very easy to deposit money, but as i saw here as well, many have problems withdrawing. Unbelievable experience i dropped out from them and i suggest you do the same. I also operate on etoro the last 8 years and i never had issues like that. Stupid platform and their support does not help at all

PS here is a hint, if you insist they connect you to a superior support member who can connect to your account manager and maybe that way you can have someone call you. At least they did for me, although this person ( woman ) told me that they would disable the btc withdrawal so that i could get my money with e-wallet, only to find out that after a few hours they sent me an email that what they told me on the phone was not possible. Amazing guys i will report that to the cybercrime unit first thing tomorrow morning as well and sue them for my time lost.

Having problems with your withdrawal request? You are not alone…

Published: 24th september, 2019.

Trading in the retail forex market is high risk. Yes, we have all been told that sobering fact hundreds of times on every broker’s website, but the true appreciation of the risk and the fear, we might add, may only happen when we make a withdrawal request, follow all of the rules, and then wait forever for something to happen. Does the following complaint on a forex complaint blog website ring true:

“I have been dealing with this broker for a long time. They are good for trading and for making other investments, too. In the past, I have always been able to get a withdrawal request processed quickly, but now, for some reason, I have been waiting over two months for my money. I tried contacting the company, but they are not replying to my calls or emails. I hope they make my payments soon, but I cannot help but think the worse. Is my broker in trouble or have I been completely scammed?”

At forexfraud.Com, we receive many complaints like the one above, but answering either of the last two questions at the end of the complaint requires a great deal more information to arrive at truthful answers. In this case, no one replied from the broker. A failure to communicate is indicative of a host of other issues, which could range from poor customer service to financial insolvency to being outright fraud. In many of our investigations, there is typically a lengthy litany of emails going back and forth that describe several misunderstandings or blatant excuses for why a withdrawal is being delayed or why an account has been frozen.

At the end of the day, all any trader wants is a return of his own money. If there is a bonus involved, then the broker can keep that amount, but the client’s money should not be held up for ransom… but it typically is. Many customers fail to read the fine print in the legal obligations that you accept the moment any promotional monies are added to your account. You may think the broker is giving you money, but he actually wants you to overtrade, thereby giving him an ample period of time to recover the bonus and more. For traditional forex brokers, the extra trading brings more fees. Binary option brokers, however, need you to lose to support their operation and pay winners.

Failure to fulfill bonus trade commitments may tie up your funds

There are a few legitimate reasons that could delay your withdrawal request. Your open positions may have margin requirements that will put a hold on a portion of your funds. Be sure to check how these calculations are made. If your anti-money laundering (AML) documentation is not current and in order, then you will have a problem. Brokers must follow international regulations on this issue or risk penalties and business interruptions laid down by their local regulator. The plus500 fiasco of last year demonstrated how crazy this kind of situation can get when the broker does not follow these rules.

These same rules also require that your funds follow a similar path, as when they were deposited, both in the same method of payment, as well as to the same person’s name on the account. If you try to change the how and where funds will flow, then you can also expect more delays. We wrote about these particular problems back in january of this year. As we wrote, “this type of problem is typically an early indicator that something may not be quite right with your broker. Your broker could be having financial problems, dealing with regulatory issues behind the scenes, trying to work down a large backlog of requests, or is resorting to outright fraud to stay alive.”

The vast preponderance of complaints these days, however, have to do with living up to rules set down by your broker for promotional bonuses. The broker determines the nature of these requirements, how he expects you to trade, and the discretion he has to disallow a withdrawal of his monies, if and when he suspects foul play. What is this “foul play” you ask? A highly publicized case involving ironfx and a group of chinese traders a few years back resulted in hefty fines and recriminations from all parties. The broker accused a number of traders of outright fraud and theft, while the traders accused the broker of fraud and theft, as well.

We will discuss the details of this nasty episode later in this article, but for now, let’s review the type of bonus promotions that you might encounter and the associated rules of the road, if you ever expect to withdraw any of these funds, or your own funds for that matter. Keep in mind that these rules have become more expansive and inclusive after the ironfx debacle, and that each broker is responsible for developing its own set of rules. There may be some similarities, as to form, but the formulas for deriving how much of your account balance is available for withdrawal can be complex.

What kinds of bonus programs are prevalent today?

Retail forex trading, especially the binary options sector of it, is high risk. Casualty rates run high, over 65% by some estimates and may be even higher in the digital space. For this reason alone, brokers are under intense pressure to acquire new customers. Many have resorted to aggressive marketing campaigns that include a variety of promotional bonus schemes. Brokers will advertise many of these promotions on their home page to entice you. You may have to apply for them, enter a special code, discuss the trading requirements with a customer service rep, or sign off on specific terms and conditions. Be wary of the broker that offers exorbitant bonuses or automatically credits them to your account. He may be setting an unscrupulous trap for you, a scam in progress.

Bonuses come in a variety of forms, each with specific conditions. Here are a few:

Registration bonus: upon registration, a specific amount will be credited to your account, no deposit required:

Welcome bonus: A specific amount or percentage of your initial deposit is added to your account;

Deposit bonus: there may be a special incentive for increasing your balance to a higher level after you have been active for a period of time:

Loyalty bonus: this type of bonus rewards you for your patronage;

Refer a friend: if you solicit new business for the broker, you may earn another bonus for your effort;

Risk free trades: in this case, the broker covers your early losses to encourage you to stick around and risk more money.

You should have a choice in the matter. You do not have to accept a bonus and the stringent conditions attached to them. Be suspicious, if this is not the case.

What types of trading requirements are prevalent today?

Traditional forex brokers tend to be more lenient in their bonus trading requirements. There may be very complicated formulas that apply a percentage, based on your account value before and after the bonus has been added, to determine what amount of your account balance can be subject to withdrawal. Other brokers may segregate the bonus in separate account and allow you to do whatever you want with your deposited monies, independent of the bonus amount.

Due to increased competition and high casualty rates, this issue has become very murky of late within the binary options space. The business model for these “all-or-nothing” options does not help either. Remember that binary options are very similar to online gambling – the house sets the odds and then uses funds from losing trades to pay winners and fund the house. There is no market that can create a “win-win”, as in traditional retail forex trading. In this case, the house always wins and must market aggressively for new clients.

As you might expect, binary option bonuses are heftier and come with heftier trading requirements. Your entire balance may be locked down until you trade anywhere from 20 to over 50 times your bonus amount. If your bonus was $1,000, could you afford to trade $50,000 worth of trades, before requesting a withdrawal? The odds are in favor of the house that you would lose both your bonus and your deposit long before you ever met this requirement. Many traders come to this realization after a string of losing trades and rush to request their money back. “no can do,” says the broker.

What happened to ironfx and its bonus programs?

Ironfx was one of the innovators for using aggressive bonus programs to grow its global customer base, and it was highly successful. Its business model drew both scorn and competition, but it was only a matter of time before a group of “malicious” traders developed a clever way to “game the system”, as the management of ironfx contended in legal proceedings.

The issues came to a head when accounts were frozen for 160 chinese clients and others, due to rule violations. The firm’s shanghai office was stormed and ransacked. Legal briefs were filed in cyprus, and, as was reported, “cysec went so far as to fine the firm €335,000, its largest fine to date, and ASIC ordered the firm to correct its disclosure documents.”

The ironfx CEO, markos kashiouris, noted in press interviews that, “indeed this claim is related to the recently identified group of abusive traders that employ an abusive trading strategy to manipulate our promotions. This group has been placed under investigation for breach of our trading terms and pending this investigation we have put a limitation on all promotions-related withdrawals from this abusive trading strategy as we are entitled to do. We are not doing anything different from other companies in the industry in china.”

The abusive trading strategy was not divulged. It is not that difficult to surmise that two duplicitous individuals could set up separate accounts and receive two bonuses. One account would buy a “high” option, while the other, a “low” option for the same asset. Over time, this hedging approach might result in bonus money being left on the table for withdrawal – maliciously “free money” from the prospective of ironfx management.

Concluding remarks

The moral of this promotional bonus story is to be very wary of the terms and conditions attached to any bonus program. By accepting these terms, you may have dug a hole so deep that you would never be able to climb out of it. Bonus programs can often be today’s version of a trojan horse.

Xm withdrawal problems

XM trading platform review was conducted by the team of our professional forex experts for those who want to invest with XM.Com trading platform. Formerly founded in 2009 as trading point of financial instruments ltd, it is a regulated forex broker in the republic of cyprus. The company was originally established by a group of interbank traders who required to recover the level of services in the forex trading communal. Through XM, traders now have access to the cfds, commodities and forex marketplaces.

Featured site

One of the foremost advantages of trade with XM is the information that the company is founded in cyprus, a member nation of the eurozone. This mean it meets the lowest fiduciary standard essential of a financial service provider working in the eurozone. By the way, it is also registered with the UK’s financial services authority (FSA) and federal financial supervisory authority of germany (bafin) thus giving extra protection to traders.

XM forex trading platforms

Maximum forex brokers offer an industry-leading platform such as MT4 and combine this with a good mobile app. It provides 9 platforms, five of which are keen to desktop computers and 4 that are keen to mobile traders. They really do not leftover any chance to live up to the right of “valuing trading competence” and provide for traders of all levels and necessities. These stages are below defined in brief detail.

XM MT4 download

This is XM’s version of the commerce-leading mt4 platform. It is extremely configurable and effortlessly suited to both novice and expert traders alike. It provides a live news feed and a wide technical analysis abilities. The MT4 platform also joins one click trading along with their manual trading feature, and even permits you to setup eas to mechanically place trades for you. Actually, there are a sum of add-ons and applications that will assistance you trade and progress your approaches. Trade cfds, futures and forex with no requotes and no refusals on this platform.

MT4 multiterminal

The multiterminal platform is mainly intended for money managers or traders who use manifold accounts and perform multiple order types instantaneously. Several of the features of MT4 are presented, but eas are not permissible as the terminal is planned for managing numerous accounts simply. Multiterminal doesn’t offer tech study either, but it does provide financial news and system signals in real-time, accompanied by numerous execution models intended to meet the necessities of those who essential to manage numerous accounts.

Mac MT4

This is a mac friendly version of the extremely popular metatrader4 platform. This version of the platform comprises all of the functionality and features defined above, but permits traders to usage the platform on apple computers without the essential to run a parallel windows emulator or windows desktop.

XM.Com MAM

As revealed previous, it look like to be the “one broker for all” as they offer a huge number of explanations. If you are an account or portfolio manager, or you are attentive in managing numerous accounts with the comprehensive features of metatrader4, this is the platform for you. Unlike MT4 multiterminal, XM MAM permits automated trading with eas and offer the technical analysis and charts you’d expect from metatrader4. There is so much more to this platform as it even permits numerous account pockets to manage numerous MT4 trading accounts through one main account. If this sounds right to your necessities, we endorse you speak with the support team to completely understand the functionality and features available here.

Webtrader

This is online trading platform. It is well-matched with mac, PC and any other apparatus accomplished of running a browser. No download is essential. Just open the platform from XM.Com in your browser and increase complete access to your trading accounts instantly. Traders can take benefit of a number of tools to increase their trading skills and trade with no rejections and no requotes. Like the metatrader4 platform, the webtrader 4 platform offers one-click trading, market analysis, an economic calendar and streaming news. It’s influential, capable and flexible. It comes extremely optional.

Ipad trader

XM brings MT4 to all ipad users by their ipad trader platform. It offers admittance to your metatrader4 account and presents actual interactive charts with scroll and zoom functionality. It also delivers real-time estimates of financial instruments, a complete set of trading tools and a comprehensive trading history, confirming that traders can examine their progress precisely. Unlike certain apps, this is far from an extra and really does provide an imaginary remote trading knowledge.

Iphone trader (IOS), mobile trader (windows mobile), droid trader (android) – mobile operators are not left imperfect as XM provide a mobile solution for all main smartphones. Their mobile platforms provide exceptional trading suppleness by bringing you a mounted down version of MT4 to your fingertips. They all provide direct access to your account and offer actual quotes of financial tools. The platforms also offer a complete set of trade orders comprising pending orders, 30 technical indicators, trade history, and the aptitude to trade straight from charts.

Xm withdrawal problems

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XM.Com withdrawal

XM.Com withdrawal methods and fees, all you need to know about XM withdrawal fees and which payment methods you can use to withdrawal from XM forex broker, for more information about xmmarkets withdrawal methods you can also visit XM review by forexsq.Com currency trading website, the top forex broker ratings fx brokers website and the fxstay.Com online investing company and get all information you need to know about XM markets forex broker.

XM.Com withdrawal fees

Credit cards

options	XM ACCOUNT BASE CURRENCIES	fees	min. Withdrawal	time	withdrawal
USD, EUR, GBP, CHF, AUD, PLN, HUF	covered by XM	min. 5 USD or value equivalent in any other currency.	Processed in 24 hours

USD, EUR, GBP, CHF, AUD, PLN, HUF	covered by XM	min. 5 USD or value equivalent in any other currency.	Processed in 24 hours
USD, EUR, GBP, CHF, AUD, PLN, HUF	covered by XM	min. 5 USD or value equivalent in any other currency.	Processed in 24 hours
USD, EUR, GBP, CHF, AUD, PLN, HUF	covered by XM	min. 5 USD or value equivalent in any other currency.	Processed in 24 hours
USD, EUR, GBP, CHF, AUD, PLN, HUF	covered by XM	min. 5 USD or value equivalent in any other currency.	Processed in 24 hours*

*withdrawals by credit cards are processed within 24 hours on working days on receipt of your withdrawal request. However, the funds are credited into your bank account within 2-5 business days.

Electronic payment

options	XM ACCOUNT BASE CURRENCIES	fees	min. Withdrawal	time	withdrawal
USD, EUR, GBP, CHF, AUD, PLN, HUF	covered by XM	min. 5 USD or value equivalent in any other currency.	Processed in 24 hours

USD, EUR, GBP, CHF, AUD, PLN, HUF

covered by XM

min. 5 USD or value equivalent in any other currency.

Processed in 24 hours

Bank wire transfer

options	XM ACCOUNT BASE CURRENCIES	fees	min. Withdrawal	time	withdrawal
USD, EUR, GBP, CHF, AUD, PLN, HUF	only fees on XM’s side are covered.	USD 200	2-5 business days*

*withdrawals by bank wire transfer are processed within 24 hours on working days on receipt of your withdrawal request. However, the funds are credited into your bank account within 2-5 business days.

How to do XM withdraw funds?

XM withdrawal priority procedure

Withdrawal of funds is only available to clients who have uploaded their supporting documents and had their trading account validated. Clients log in to the secure XM members area to upload their supporting documents (proof of identity and proof of address) and once the clients’ trading account has been validated they will be able to withdraw funds from their trading account.

In order to protect all parties against fraud, XM will only process withdrawal/refunds back to the source of the original deposit according to the below withdrawal priority procedure:

Credit/debit card withdrawals. Withdrawal requests submitted, regardless of the withdrawal method chosen, will be processed via this channel up to the total amount deposited by this method.

E-wallet withdrawals. E-wallet refunds/withdrawals will be processed once all credit/debit card deposits have been completely refunded.

Other methods. All other methods such as bank wire withdrawals shall be used once deposits made with the above two methods have been completely exhausted.

All withdrawal requests will be completed within 24 working hours; however all withdrawal requests submitted will be instantly reflected in the clients’ trading account as pending withdrawals. In case a client selects an incorrect withdrawal method, the clients’ request will be processed according to the withdrawal priority procedure described above. All client withdrawal requests shall be processed in the currency in which the deposit was originally made. Should the deposit currency differ from the transfer currency, the transfer amount will be converted by XM into the transfer currency at the prevailing exchange rate.

So, let's see, what we have: XM forex trading platform. XM trading platform is too diversify, maximum forex brokers offer an industry-leading platform such as MT4 and combine this with a good mobile app. XM,com provides 9 platforms, five of which are keen to desktop computers and 4 that are keen to mobile traders. XM withdrawal problems. If you have any XM withdrawal problems then you can contact the broker directly and if it dose not solve the problem then you can contact the regulators FCA in UK or CYSEC in cyprus to solve your withdrawal problems, you can also submit your XM forex withdrawal problems in the comment form below of the XM reviews at forex website or topforexbrokers at xm withdrawal problems