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It's called the saver's credit, and it could provide you with up to a $1,000 tax credit as a single person or up to $2,000 as a married couple.

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Earn Under $65,000? Up to $2,000 in Free Retirement Money Could Be Yours, $2000 free money.

Since tax credits reduce your tax bill on a dollar-for-dollar basis, that's basically like getting $1,000 to $2,000 in free money. If you're married filing jointly and your AGI is:

Earn under $65,000? Up to $2,000 in free retirement money could be yours

Saving for retirement can be difficult when you don't make a lot of money. But fortunately, there's a special provision in the tax code designed specifically to help lower- and middle-income americans build a bigger nest egg.

It's called the saver's credit, and it could provide you with up to a $1,000 tax credit as a single person or up to $2,000 as a married couple. Since tax credits reduce your tax bill on a dollar-for-dollar basis, that's basically like getting $1,000 to $2,000 in free money.

How to score up to $2,000 in free retirement money

The saver's credit is a tax credit that takes money off your tax bill when you make retirement contributions to eligible accounts such as an IRA or workplace 401(k). Specifically, you'll get back between 10% and 50% of the first $2,000 in contributions you make -- and that includes money taken directly out of your paycheck and put into a workplace plan.

Gallery: pros and cons of a reverse mortgage during the pandemic crisis (money talks news)

The table below show how large of a percentage of your contribution you can expect as a credit for the 2020 tax year, based on your adjusted gross income (AGI) and filing status. These numbers are indexed to inflation, and the income thresholds will be a little higher in 2021.

You'll receive a credit equaling

If you're single or married filing separately and your AGI is:

If you file as head of household and your AGI is:

If you're married filing jointly and your AGI is:

So, what does this mean for you? Suppose you're a married joint filer with an adjusted gross income of $38,000. You and your spouse would be entitled to a credit equaling 50% of the first $4,000 in contributions ($2,000 for each of you). If you contribute a combined $4,000, you'd get a tax credit of $2,000.

Of course, if your income was a little higher, your credit would be lower. If you had an AGI of $50,000 and contributed $4,000 as a married couple, you'd receive a credit valued at 10% of your contribution, or $400. While this isn't quite as generous, it's still free cash for retirement contributions that can help you build a more secure future.

And tax credits are much more valuable than tax deductions. While a $2,000 deduction would only reduce your tax bill by up to $240 if you're in the 12% tax bracket, a tax credit provides a dollar-for-dollar reduction. If you had previously owed $5,000 in taxes and you got a $2,000 credit, you would now owe only $3,000.

There are a few requirements to take advantage of the saver's credit, beyond just the income limits. For example, you can't be claimed as a dependent on someone else's tax return and must be at least 18 years old. You can't be a full-time student, either.

But if you're eligible, there's no reason to pass up free money. So aim to contribute at least the $2,000 as a single person or $4,000 as a couple for the maximum help from uncle sam in growing your nest egg.

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Stock advisor returns as of 2/1/20

Wealthy elitist mitt romney opposes $2,000 relief checks, scoffs at ‘free money’

When it comes to the screwing over of ordinary americans, there is little difference between the democrats and establishment republicans who are blocking $2,000 checks from being issued.

The political elite is steaming that president trump would dare to refuse to sign their grotesque pork-stuffed giveaway to foreign countries and special interests disguised as a COVID “relief” package and the meager $600 that it contains for a suffering citizenry and one of them is a familiar face.

Failed republican presidential candidate mitt romney has come out against the $2,000 payments that are being championed by trump which he scoffed as “free money” while not expressing similar reservations about the billions of graft and giveaways marked for special delivery overseas.

Romney’s disdain for a working class that has been battered by democrat lockdowns as well as speaker nancy pelosi’s hostage-taking is typical of the aristocratic GOP that was kicked out of power in favor of trump’s america first agenda but is eager to slither back once joe biden has been installed into the white house.

In remarks reported by salt lake city CBS affiliate KUTV, the multi-millionaire former governor of ultra-liberal massachusetts again shows his indifference to the pesky peasants who he seemed to suggest should just eat their crumbs and shut the hell up.

The president called individual checks of $600 for many people in utah and across the country, a provision in the newly passed COVID-19 relief/federal budget bill, “ridiculously low,” and said they should be $2,000 per person.
Romney helped craft the bill, but said he was not in favor this time of even the $600 checks for individuals making $75,000 or less, $1,200 for couples with incomes up to $150,000 — and he seemed no fan of the higher amount.
“if we went to $2,000 per person, the additional borrowing would be up to almost $500 billion,“ romney said during a virtual meeting sponsored by the salt lake chamber of commerce on wednesday. “someone’s got to pay for that. We can’t just have free money.“

Of course, pierre delecto’s opposition to the $2,000 payments can at least partially attributed to his pathological hatred of president trump but mitt has never been one to be bothered with the general public.

Romney headed up the predatory financial firm bain capital and at the time of his doomed presidential run had a net worth of at least $250 million.

Democrats understood that mitt’s elitism was a major chunk in his political armor and it was ruthlessly exposed by much of the same media that he has been temporarily embraced by for his animosity toward trump.

Who could forget the infamous mother jones video that caught romney trashing half the country which was weaponized by obama and his media attack dogs?

Not that the inept romney needed any help choking like a dog against obama but the damning video was used to define him as a callous rich country club republican cut from the same cloth as the bush family who effectively ran the GOP until trump rode down the escalator in 2015.

Mitt’s disdain for millions of people who have been economically battered by COVID while refusing to denounce the truckloads of special interest pork in the “relief” bill is proof that like the proverbial broken clock, even obama was right about his being out of touch with americans.

Earn under $65,000? Up to $2,000 in free retirement money could be yours

How to score up to $2,000 in free retirement money

Gallery: pros and cons of a reverse mortgage during the pandemic crisis (money talks news)

You'll receive a credit equaling

If you're single or married filing separately and your AGI is:

If you file as head of household and your AGI is:

If you're married filing jointly and your AGI is:

10 stocks we like better than walmart

Stock advisor returns as of 2/1/20

Earn under $65,000? Up to $2,000 in free retirement money could be yours

Don't leave this cash on the table!

Image source: getty images.

How to score up to $2,000 in free retirement money

You'll receive a credit equaling

If you're single or married filing separately and your AGI is:

If you file as head of household and your AGI is:

If you're married filing jointly and your AGI is:

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Realistic ways to make $2,000 fast

A friend recently came to me with the following question:

“if you had to make $2,000 fast, how would you do it?”

While I normally advise people to take a long-term view when it comes to generating income and building wealth, there are certainly times in life when you’re in a financial crunch and you need to earn some money quickly.

I told my friend that there are a few different options, depending on how fast he actually needed the money. If he needed it within 48 hours, there were some short-term tactics he could pursue. But if he had a little more time – like a couple weeks – then there were some longer-term tactics at his disposal.

In this post, I share several short-term and slightly longer-term ways to earn $2,000 fast.

How to make $2,000 in under 48 hours

Here are some realistic ways my friend could obtain $2,000 in under 48 hours:

1. Ask family and friends.

The most obvious way to get your hands on $2,000 as fast as possible is to simply ask friends and family. While it can be awkward to ask for money from people closest to you, this is often the fastest way to actually obtain money if you don’t have any. To make this conversation easier, you could offer to pay them back with interest or you could offer to perform some tasks/chores around their house so that you can at least earn some of the money upfront.

2. Withdraw money from a savings or retirement account.

Another obvious way to get $2,000 quickly is to simply take it from your savings account or retirement account if you have money available to withdraw. Keep in mind that you’ll pay a penalty when you withdraw money from your retirement account if you’re below the retirement age, but this is still a viable way to access money you already have saved.

3. Overdraw your credit card.

Another way to get money quickly is to simply overdraw your credit card. This absolutely isn’t something you should do if you can avoid it, but it is a realistic way to spend money quickly that you don’t have. Just keep in mind that you’ll likely have to pay high interest rates for doing this and your credit score can get dinged if you don’t make your repayments on time.

4. Get a pawnshop loan.

To get a pawnshop loan, you need to give something valuable to the shop, and in exchange they’ll give you a loan for a certain amount. Interest rates on these types of loans are typically fairly high, but they’re better options than payday or title loans. Check out this helpful article by nerdwallet to get a better understanding of the ins and outs of pawnshop loans.

How to make $2,000 in under 2 weeks

The problem with many of the above options is that you’ll have to pay interest, penalties, and other fees. While they’re realistic ways to make $2,000 fast, there are much better options to pursue if you have a couple weeks to spare.

Here are some realistic ways you can make $2,000 in under 2 weeks.

1. Sell stuff you already own.

One of the best ways to earn money quickly is to sell stuff that you already own. This could be a big thing like your car or small things like headphones, speakers, and other devices. There are several different ways you can find people to buy things that you own:

Advertise on facebook marketplace: this is a great option because you can reach a huge audience of people looking to buy things within a certain radius of where you live.

Advertise on craigslist: similar to facebook marketplace, you can create a post on craigslist advertising something you want to sell and people within a certain radius of you will be able to see the post and potentially reach out to you.

Usedecluttr : this is a free platform that allows you to sell cell phones, tech devices, dvds, games, books, and other things easily. You simply list your item on decluttr, receive a valuation for, ship it for free, and get paid.

2. Flip items for profit.

If you don’t already own stuff that you can sell, then one option is to simply buy things for cheap and flip them for a profit. The nice things about this option is that you don’t need any credentials, licenses, or certifications. All you need to do is buy an item for a low price, then resell it for a higher price.

Flipping items for cash also offers the following benefits:

If you don’t have any items laying around your house that you want to sell, you can go to thrift stores or garage sales and find all kinds of stuff that you can easily flip for a profit.

You can flip items for a profit whenever it’s convenient for you. Whether you have free time in the mornings, evenings, or weekends, you can flip items whenever works best for your schedule.

While it’s possible to flip pretty much any item, it’s a fact that some items tend to be more profitable and easier to sell than others. Check out this article if you’re looking for the 30 best items to flip for a profit.

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This free 75-minute workshop will teach you how to start making easy profits from flipping in as little as 14 days. Learn the secrets that have helped over 500 students turn flipping into a profitable business. Register for the workshop here .

3. Rent your car.

In most cases, a car is not an asset. It’s something that you buy that depreciates in value over time and produces no recurring income for you. However, you can make money from your car by enlisting it on a car-sharing platform like getaround.

The idea is simple: you list your car on their platform as available for other people to rent, and you get to decide when it is available. This can be a nice way to earn some extra income during the times or days when you know you won’t be using your car yourself.

4. Earn money with dogsitting.

One of the easiest side hustles that anyone can start is dog sitting and dog walking. Hands down the best way to get started with this side hustle is by joining rover , a platform that connects you with people in your area looking for some help with caring for their dogs while they’re on vacation or while they’re at work.

The best part about using rover is that the clients they help you find are often eager to use your services more than once. This means you only need to land a few repeat clients to boost your earning significantly. Get started with rover here .

5. Earn money with food delivery.

Another one of the easiest side hustles that anyone can start is food delivery via an app like postmates. With postmates, a customer puts in an order, you receive the pickup and drop off location details, and then you receive payment upon making a delivery. It’s incredibly simple to get started, you can work as much or as little as you like, and you’re given the option to cash out instantly. Get started with postmates here .

6. Get a temp job.

Another realistic way to earn money quickly is through getting a temp job. Unlike long-term jobs that only pay you every two weeks or every month, you can receive earnings from temp work immediately. Also, temp work agencies often hire people straight away so you don’t have to go through a long process just to find some work.

7. Post an ad as a repair person or handyman.

Another way to earn some cash quickly is to post an ad as a repair person or handyman on a site like craigslist. People who are looking for some help with odd jobs around their house or around their yard can see these ads and reach out to you for help. Best of all, you’re likely to get paid cash for this type of work.

8. Sell knowledge.

Another way to earn a quick buck is to sell knowledge. Whether you’re knowledgeable in a specific skill like programming or a subject like statistics or a foreign language, more than likely you can find someone who lives near you that is looking for your exact expertise. You can post on twitter, facebook, and craigslist to advertise your services. Best of all, you can often charge $40+ per hour if you possess rare knowledge in some area and get paid in cash.

9. Donate plasma.

Another realistic way to earn some extra income fast is to donate plasma. It’s not uncommon for facilities to allow you to donate twice per week at $50 per donation.

Conclusion

Whether you need money within 48 hours or if you have a couple weeks to spare, there are many ways to earn some extra money quickly. Keep in mind that some of these options involve you paying back interest or a loan in some way, which could put you back even further financially over the long haul.

Weigh your options, determine what will work best for you, and get moving. There’s money all around you if you look hard enough.

Zach is the author behind four pillar freedom, a blog that teaches you how to build wealth and gain freedom in life.

He quit his day job as a data scientist in 2019 because he was able to earn enough income from profitable websites to replace his salary. He now teaches people how to start and grow their own profitable websites from scratch in the income community.

Zach's favorite free financial tool he's been using since 2015 to manage his net worth is personal capital. Each month he uses their free investment checkup tool and retirement planner to track his investments and ensure that he's on the fast track to financial freedom.

His favorite investment platform is M1 finance, a site that allows him to build a custom portfolio of stocks for free, has no trading or maintenance fees, and even allows him to set up automated target-allocated investments.

Full disclosure: nothing on this site should ever be considered to be advice, research or an invitation to buy or sell any securities, please see my terms & conditions page for a full disclaimer.

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How to get free money now: 15 legit ways

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Trim your bills

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Take simple surveys

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Earn interest on your money

Rent your room with airbnb

List your car

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Edit text & correct errors

Become a virtual assistant

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Become a kindle publisher

Conclusion

#1 get free money now no surveys – nielsen app (earn $50 per device)

Most of us are hooked to our smartphones on a daily basis, but what if I told you that you can earn free money from the applications you are using? There are several applications which tend to run in the background and keep track of your spending and the kind of activities your internet indulges in. They also run ads based on the data they collect from your day to day activity.

If you have no objection in getting this information accessed, you can actually end up earning $300 in a year easily by installing such mobile applications. Here is one such app: nielsen computer & mobile panel (earn $50 per device!).

Nielsen is a global information and measurement company spread to 100 countries with leading market positions in marketing and consumer information, television and other media measurement, online intelligence and mobile measurement.

Nielsen is believed to give away $10,000 in the form of rewards every month. There are opportunities to earn even more rewards by registering more devices and staying longer.

Once you register and install the application, you are paid in the form of rewards for using your internet like you normally do. For installing the nielsen app on your computer, you will automatically be entered into the sweepstakes.

This market research based app predominantly runs behind your mobile and computer and helps collect data to shape up the products you might use in the future.

#2 healthywage – win free money!

I always wondered, how can I win free money?! But, I found a befitting answer to my query. Yes, not just me, anyone with a strong determination can now win (up to $10,000) in free money by betting on your own weight loss goals.

Healthywage (as seen on CNN, the today show, good morning america, and countless other media outlets) pays you to lose weight. They use cash-based challenges designed to help end procrastination, encourage perseverance, and harness the power of your desire to avoid losing your wager.

Isn’t this an rewarding way to get fit and fatten your wallet at the same time. So, what are you waiting for? Make a healthywager today and see how much you can win when you bet on yourself. For a limited time get a FREE $35 boost when you sign up by 8/10!

#3 trim – cut down your expenses

Trim is more or less a new evolving platform that the majority of the people are obsessing over. This tool goes through your monthly spending and finds quick and easy loopholes to help save money. Trim negotiates cable, internet, phone, and medical bills, cancels old subscriptions, and more. It also helps find better car insurance plans in comparison to the one you have now.

This doesn’t necessarily help put direct free money into your account every month, but it helps in saving up a lot, almost more than 5%, which is pretty amazing.

You can now earn a 4% bonus on your savings – grow your money with a high-yield savings account.

#4 I get ‘free money mailed to me’ almost every time I shop online ��

Paribus is a price adjustment app that helps match the price of your purchases whenever there is a drop in the price of the purchased item. It keeps track of all your purchases by scrutinizing the emails in your inbox.

So, whenever there is a price drop, they file these price adjustment claims on your behalf. Thus saving you the hassle & potentially hundreds of dollars. Here is a complete list of stores paribus works with. All you have to do is sign up for paribus and allow their receipt fetcher to do the job for you. It’s as simple as that!

The best part is y ou can also get compensated for late deliveries from retailers like amazon, ebay, target, etc. Seriously, how cool is that?

In today’s date, the majority of the experts suggest investing as an option to multiply your money. If you think that only “saving” money will keep your future secure, you are completely mistaken. Investing is the key to multiply your money for a brighter future. Acorns is one such money-management app that effectively helps you get started with the process of investing within a matter of seconds.

We often make purchases on a daily basis and there are times when the money we spend end up not being a whole figure, right?

With acorns, the investment is done by rounding off your spendings to the closest dollar. The money is invested in the stock market, even if it’s just a few cents for that matter. If you are worried about the stock market investment process, this is actually a good process to look into because the risks are close to none.

#6 swagbucks – get a $10 welcome bonus + rewards

Swagbucks is possibly one of the most popular paid reward platform that gives out 7,000 free gift cards everyday. The site has 4.3 rating on trustpilot with over 15,000 reviews. You earn quick rewards to shop online, watch entertaining videos, search the web, answer surveys (up to $35 per survey), watch TV, read emails, play games, and what not! There are a bunch of ways to earn quick money with swagbucks, you just have to tap into them and spare a few minutes daily.

On the successful completion of the tasks, you are paid in the form of “swagbucks” which are nothing but points. These can be redeemed either as money direct to your account or even in the form of gift cards. Apart from this, swagbucks even offers you an introductory gift of $10 when you sign up on the platform – get your $10 welcome bonus right here.

Important don’t forget to verify swagbuck’s email to claim the $10 bonus!

#7 vindale research – up to $50 per survey + $1 sign up bonus

Don’t get deterred by the name, vindale research is named so because it helps several of the brands and companies do thorough market research before launching any of the products. If you are here wondering what you need to do on this platform, even this is an online survey based platform to grab free money.

They ask for your personal information to check the demographic you fall under. Once that is successfully processed, you get the aligned surveys meant for your demographic, so as to ensure better accuracy with the result. Not just that, vindale research often even ends up paying $50 per survey which is pretty great. You even get a $1 sign up bonus credited to your account. You get paid instantly via paypal upon reaching your threshold amount. Interested?

#8 my points – $50 per survey + $5 bonus after first 5 surveys

Mypoints is a popular rewards panel that offers many ways of collecting incentives for great gifts. It’s one of the best sites for high-rewarding surveys. They pay up to $50 per survey + $5 bonus after first 5 surveys.

Awesome Ways to Get Free Money - Image Six

As you can see, apart from the surveys, the users can indulge in numerous other ways to make money with mypoints, like product testing, playing video games, printing coupons, searching the web, watching videos, and even finding deals that help save money. Surprisingly, every new user is rewarded with a $10 amazon gift card when they make two qualifying purchases through mypoints which in itself is quite the catch.

Mypoints also offers bonus email to earn more points as a part of their rewards program, which is an added bonus! – click here to make the most money!

Important don’t forget to verify your email from mypoints in your inbox!

#9 earn interest on your money

If you have the resources, you can lend out money to the people in need who are looking for lenders. In return, you can easily charge interest on the principal amount and make some extra money out of your investment. You can easily earn 5 to 10 % interest back on your money. The best online platforms that most people opt for peer to peer lending are lending club and prosper.Com.

Lending club works out easy for people who are looking for personal loans with a lower rate of interest rather than investing on the credit card interests which are way too much at times. The only downside is to be safe with the person you are lending the amount to. Be assured that the money you are investing is going to come back with the full interest.

If you have an extra room or even an apartment that’s just sitting idle with no inhabitants, you can opt for airbnb and rent that place out. Airbnb is one of the most popular ones around and you can easily find renters on a regular basis, which not just helps you earn more but on a regular basis as well.

Try and sign up and ensure that you provide with better pictures and all the necessary details about the place of accommodation so it is easier for the renters to choose and opt for your house. Have a spare room? – get paid as an airbnb host!

#11 rent your car and earn

With the evolving number of cab services that are on a constant rise, it is not surprising that more and more people are starting to earn free money by renting out their cars to these organizations.

Doing this keeps your car in motion and even helps you earn money without you having to put in any kind of investment or effort.

Majority of the rental earnings are believed to be paid out on the 15th of every month and if you are aware of getaround, make sure to hook up with their servers because they are one of the best in the market as of now.

Turo is another most popular car rental marketplace where travelers can rent any car they want. It’s popularly known as the ‘the AIRBNB of cars”. And, it is possible to make anywhere from $1,000-1,500 per month in profit with turo. Find out how much your car could earn for you – click to get an estimate.

Absolutely free money for you

#12 edit text & correct errors

Perhaps one of the lesser known ways to make money from home is by proofreading. Proofreading is the up-and-coming profession that – due to the rise in popularity of self-publishing – will start to become more competitive in the coming years, so better get on board now and become an expert!

With proofreading, you take content that other people have written and proofread it with a fine-toothed comb to make it perfect. This gig is obviously for a very specific type of person who LOVES to correct grammar, hates when authors use a comma splice, or makes note of spelling mistakes on a restaurant menu… it takes a certain “eagle eye” ability to be good at proofreading!

Here’s a FREE 76-minute workshop by caitlin pyle, a six-figure proofreader, that’ll show you the skills you need to become a successful proofreader.

Note: here are 32 proofreading companies for you to get hired and make up to $3,000 a month.

#13 become a virtual assistant

There’s an incredibly high demand for virtual assistants worldwide, and the best part is that you don’t need to be in any specific location to do, you can do it all from your computer or tablet!

Small business owners are willing to pay a handsome income to get their work done and manage their businesses un-interruptedly. The best part is you don’t need any specific skills to become a VA (again, free money!)! Not sure, where to start? Here’s a FREE list of 150+ services to pick from and start offering your VA services.

Awesome Ways to Get Free Money - Image Ten

The only catch with freelancing services is to ensure that the clients that you get are actually genuine and will pay the money at the end of the completion of the task. With the growing popularity of this specific niche of work, the rise in the scammers is on the gradual rise too.

So, be aware of which projects and gigs you are taking up.

#14 make money instantly – declutter and sell unwanted stuff

There are several things in our home lying around all over than literally have no use in our daily lives. The best way to passively earn money from the various online platforms is by decluttering out these items, be it clothes, furniture or any electrical appliances.

You can find a number of online platforms that successfully refurbish such items and helps you earn by refurbishing the items that you don’t need in your life anymore. Decluttr is one such popular app to earn free money, where you can easily sell stuff and earn money.

Decluttr specializes in buying used cds, dvds, blu-rays and games to help clients make room and money. With decluttr users can enter their items’ barcodes into the site’s valuation engine and get an instant offer. In addition, decluttr features an app that allows users to also scan items through their smartphones.

#15 become a kindle publisher

One of the best ways to put your talent to good use is by doing proper research to write and publish your own ebook. The constant growth of the kindle platform is paving way for people to convert their passion for writing into a mode of steady income. The majority of the times, the writers who publish their books tend to earn 70% of the sale which is a pretty decent amount.

Additional read: if writing interest you, check out this list of 40+ websites that pay to write.

#16 start your own blog

Not only is this one of the most favorable option, but also something that is driven with passion.

Starting a blog is what I recommend the people the most. I make a consistent income from my blog working just a few hours a day. If you can spend a few hours a day, you can definitely earn a decent income. Who wouldn’t love to make money from home, and also enjoy the benefits of working at your own pace, tell me?

Of course, you can’t really expect to start earning money right off the bat with your blog. I wasn’t making any money initially, but now I make over $5000 a month in easy passive income. Needless to say, it’s an amazing feeling!

Now, points to be noted: it takes time for ads to be placed and for traffic to come to the website for it to gain authority and to come up in the google search engine pages. But, the one thing that’s amazing about this is the fact that once your blog kick starts and starts gaining a good chunk of traffic, you can start earning money from the blog posts that you possibly wrote years back. This is known as passive income! And, you’ll make money even if you don’t work, by running your blog on auto-pilot!

Conclusion

The ways to get free money are becoming easier day by day. If you know the correct resources and have a good overview of the kind of places you can invest your money on, chances are that it will effectively multiply the money you have now.

With the rising rates of scammers and fraudulent on the internet, it is important to be very cautious about where and what kind of work you are signing yourself up for.

So, that’s the list guys! Look out for frequent updates on lucrative side hustle ideas.

Which of these gigs do you think are worth your time?

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Fate of trump's $2,000 checks now rests with GOP-led senate

Whether most americans will receive $2,000 COVID-19 relief checks is now in the hands of the senate

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President donald trump’s push for $2,000 COVID-19 relief checks now rests with the senate after the house voted overwhelmingly to meet the president's demand to increase the $600 stipends, but republicans have shown little interest in boosting spending.

The outcome is highly uncertain heading into tuesday's session. Senate majority leader mitch mcconnell has declined to publicly address how he plans to handle the issue. But democrats sharing a rare priority with trump, have seized on the opportunity to force republicans into a difficult vote of either backing or defying the outgoing president.

After bipartisan approval by the house, senate democratic leader chuck schumer warned, “there is no good reason for senate republicans to stand in the way.”

“there’s strong support for these $2,000 emergency checks from every corner of the country,” schumer said in a statement late monday. He called on mcconnell to make sure the senate helps "meet the needs of american workers and families who are crying out for help.”

The house tally was a stunning turn of events. Just days ago republicans blocked trump's sudden demands for bigger checks during a brief christmas eve session as defiantly refused to sign the broader COVID-19 aid and year-end funding bill into law.

As trump spent days fuming from his private club in florida, where he is spending the holidays, dozens of republicans calculated it was better to link with democrats to increase the pandemic stipend rather than buck the outgoing president and constituents counting on the money. Democrats led passage, 275-134, but 44 republicans joined almost all democrats in approval.

Senators were set to return to session tuesday amid similar, stark GOP divisions between those who align with trump's populist instincts and others who adhere to what had been more traditional conservative views against government spending. Congress had settled on smaller $600 payments in a compromise over the big year-end relief bill trump reluctantly signed into law.

House speaker nancy pelosi declared, “republicans have a choice: vote for this legislation or vote to deny the american people the bigger paychecks they need."

The showdown could end up as more symbol than substance if trump's effort fizzles out in the senate.

The legislative action during the rare holiday week session may do little to change the $2 trillion-plus COVID-19 relief and federal spending package trump signed into law sunday, one of the biggest bills of its kind providing relief for millions of americans.

That package — $900 billion in COVID-19 aid and $1.4 trillion to fund government agencies — will deliver long-sought cash to businesses and individuals and avert a federal government shutdown that otherwise would have started tuesday, in the midst of the public health crisis.

But the outcome will define trump's GOP, putting a spotlight on the georgia runoff election jan. 5 where two republican senators are in the fights of their political lives against democrats in a pair of races that will determine which party controls the senate next year.

Together with votes monday and tuesday to override trump’s veto of a sweeping defense bill, it's potentially one last confrontation between the president and the republican party he leads as he imposes fresh demands and disputes the results of the presidential election. The new congress is set to be sworn in sunday.

Rep. Kevin brady of texas, the ranking republican on the ways and means committee, acknowledged the division and said congress had already approved ample funds during the COVID-19 crisis. “nothing in this bill helps anybody get back to work,” he said.

Aside from the direct $600 checks to most americans, the COVID-19 portion of the bill revives a weekly pandemic jobless benefit boost — this time $300, through march 14 — as well as a popular paycheck protection program of grants to businesses to keep workers on payrolls. It extends eviction protections, adding a new rental assistance fund.

The COVID-19 package draws and expands on an earlier effort from washington. It offers billions of dollars for vaccine purchases and distribution, for virus contact tracing, public health departments, schools, universities, farmers, food pantry programs and other institutions and groups facing hardship in the pandemic.

Americans earning up to $75,000 will qualify for the direct $600 payments, which are phased out at higher income levels, and there's an additional $600 payment per dependent child.

Meantime the government funding portion of the bill keeps federal agencies nationwide running without dramatic changes until sept. 30.

President-elect joe biden told reporters at an event in wilmington, delaware, that he supported the $2,000 checks.

Trump's sudden decision to sign the bill came as he faced escalating criticism from lawmakers on all sides over his eleventh-hour demands. The bipartisan bill negotiated by treasury secretary steven mnuchin had already passed the house and senate by wide margins. Lawmakers had thought they had trump's blessing after months of negotiations with his administration.

The president's defiant refusal to act, publicized with a heated video he tweeted just before the christmas holiday, sparked chaos, a lapse in unemployment benefits for millions and the threat of a government shutdown in the pandemic. It was another crisis of his own making, resolved when he ultimately signed the bill into law.

In his statement about the signing, trump repeated his frustrations with the COVID-19 relief bill for providing only $600 checks to most americans and complained about what he considered unnecessary spending, particularly on foreign aid — much of it proposed by his own budget.

While the president insisted he would send congress “a redlined version” with spending items he wants removed, those are merely suggestions to congress. Democrats said they would resist such cuts.

For now, the administration can only begin work sending out the $600 payments.

Most house republicans simply shrugged off trump’s push, 130 of them voting to reject the higher checks that would pile $467 billion in additional costs. Another 20 house republicans — including minority leader kevin mccarthy of california, a trump confidant — skipped the vote, despite pandemic procedures that allow lawmakers to vote by proxy to avoid travel to the capitol. Mccarthy was recovering at home from elbow surgery, his office said.

A day after the signing, trump was back at the golf course in florida, the state where he is expected to move after biden is sworn in on jan. 20.

Colvin reported from west palm beach, florida. Associated press writer andrew taylor contributed to this report.